Guarantee Trust Life Insurance Company

Guarantee Trust Life Insurance Company is a longstanding leader in life and accident and health insurance. Founded in 1936, Guarantee Trust Life Insurance Company is a legal mutual reserve company located in Glenview, Illinois (one of Chicago’s most beautiful suburbs). Members of the Holson family have led the insurer since it was founded. This company currently gives coverage for more than 1.5 million people. GTL has Life, Accident and Health, Credit Life, and Special Risk insurance programs available to individuals and families for over 73 years, and is licensed to implement business in 49 states, the District of Columbia, and Puerto Rico.

What Guarantee Trust Life Insurance Company Offer?

Guarantee Trust Life Insurance Company offers life insurance and credit card products. The company also offers health and accident insurance products including hospital indemnity, Medicare supplement, cancer, nursing home, and group health insurance policies. In addition, Guarantee Trust Life Insurance Company specializes in markets, including credit insurance, debt protection, student life, individual and group accident and health, senior life products, term life, and many other programs.

Guarantee Trust Life Insurance Company Complete Health Insurance Plan

Guarantee Trust Life Insurance Company offer outpatient doctor co pay benefit which is a “first dollar” benefit. This means that with this option added to the plan, each time you are not well, you will pay $40 outpatient doctor office co pay and the rest of the physician’s charges will be paid at 100% with no deductible required. Routine physical exams are covered after 12 months of policy ownership on a “first dollar” basis up to $100 per examination and it includes lab tests, no co pay is required. Optional outpatient R/X card with $15 co pays for generic and $30 co pays for formulary brand name prescriptions after a 4,500 annual deductible is satisfied. Lower priced outpatient no deductible Generic prescription only co pay card available. There is $1,500 or $2,000 calendar year health plan deductibles to choose from. There is also a deductible of $100 required for outpatient not performed in a doctor’s office, deductible of $100 required for E.R visits, deductible of $200 required for hospital admissions, deductible of $200 required for MRIs, CT scans, PET scans, and Nuclear imaging tests, and deductible of $200 required for outpatient ambulatory surgical facility. In addition, there is 80/20 of $10,000 or 50/50 of $5,000, $10,000, $20,000, or $40,000 co-insurance options to choose.

Today, the company remain committed to the family values on which they were built and continue to provide the personal customer service, quality products, and successful partnerships that have driven their company since it was established.