Gerber Life Insurance Company

The Gerber Life Insurance Company was founded in 1967 as a subordinate of the Gerber Products Company in Fremont, Michigan and is headquartered in White Plains, New York. The Company is one of the top-direct- response marketing insurance company and a top producer of juvenile life Insurance.

The Gerber Life Insurance Company offers affordable and reliable life insurance for individuals and families on a limited budget. Gerber Life provides inexpensive life insurance policies for all ages it may be a children, adults and seniors. To name some of their quality life insurance policies, they have a Term life insurance and whole life insurance, including guaranteed whole life insurance with various coverage options to meet your family's needs. Gerber Life Term Life Plan provides an affordable way to help you protect your family’s financial future.

Term life insurance

With the help of Gerber Life you can get an affordable term life insurance policy and always secure it at a fixed rate.This will guarantee that it will not increase for the term of the policy. Comparing it to other types of term coverage that raises rates each year, the Gerber Life assures you that you will recompense or pay the same budget-friendly premiums for the first 10, 15, 20 or 30 years duration of your purchase policy, you can also select to recommence or renew annually at the premium for your age at that time.

You can apply Gerber Life’s Term Life Plan so easily. There is no need for medical exam. The application procedure is easy; you can simply apply for term life insurance online.

Whole life insurance

No one can guess what will happen in the near future, it’s automatic that without your financial contribution, for sure your family’s future could be in a risk thinking about the financial expenses. Luckily, Gerber Life can help you to minimize those circumstances. The Whole Life Plan offers a variety of advantages and benefits that can add to your peace of mind. The policy offers you coverage amounts of $25,000, $50,000, $75,000, $100,000, $125,000 and $150,000. Since this policy lasts a lifetime and permanently you can keep the whole life insurance at an affordable premium rate that never increases. This plan also assures you that you will not worry when you needed a cash in the future since they build a “cash value” that you can depend on if you want an immediate cash.

To get a whole life insurance, you are simply asked to answer some health questions on their online application. There is no need for medical exam if you're from age 18 to 50 and in average good health. If you are already 51 and above and applying for $100,000 or more of insurance, or if for any other reason an exam is necessary and needed. Coverage and approval is always dependent on your answers to some health questions.